Thanks
@Mike9241 for you response and apologies for delay from my side. This is what I understood from your response. Please let me know if I am missing something...
Even if we have family health insurance coverage in HSA plan through my husband's employer, entire annual contribution can be made to my HSA (bank) account.
It is not mandatory for my husband to have his HSA (bank) account.
He may choose to have HSA (bank) account ONLY if he wishes to contribute there.
We have family coverage under my husband's health insurance plan only. We are not covered under any other health insurance plan. Also, none of us are over 55.
Thanks,
Jeet
