@Bdub18044 what Product Support told me was that as long as the refund is processed by the end of September by the IRS, the refund will still be direct deposited. Fees will be netted from the refund (but rememb, if the return is not processed within 26 days of acceptance, Turbo Tax has the right to debit your bank account for the fees in any event.)
if the refund is processed by the IRS post Oct 1, assume the refund will be mailed.
but really, and this is a personal opinion, having the fees netted from the return is really, really expensive. You are paying $40 when a debit card or credit card would avoid that charge. And if you have direct deposit, you probably (but not always) have a debit card.
