@cwg06 - there are two places to enter the HSA contributions.
1) the W-2...code W - most get that right. The are "employer" contributions in IRS speak.
2) DIRECT or 'employee' contributions - there is a point in the interview where you are asked about contributions to the HSA. these are NOT from the W-2, but rather situations where you send in a check to the HSA trustee to add to contributions outside of the paycheck. if the taxpayer didn't send any money directly to the HSA trustee (most don't!), the answer to this question is zero!
