@Opus 17 while I embrace your comments on filing MFS and its pitfalls, can you please comment on this bullet again?
- if your loan is forgiven, the remaining balance becomes taxable income at that time, and the tax on the loan balance, plus all the extra taxes over the previous 10 years, may offset the loan payment savings.
it's my understanding that federal loan foregiveness is tax free through 2025 and loan foregiveness under the PSLF program is tax free as well (regardless of the year of foregiveness)
