When I went to the ARRA online inquiry it did not give a date when a check or card was mailed or a deposit made. It simply showed the amount and "no further information is available," "check back later." Checked back many times and the message never changed. Then the website shut down. This is the same message we got regarding the second payment. That payment was never sent to us either, so we simply claimed it on our 2020 tax return.
The 6475 states that the total they give in the letter can be used "to claim the recovery rebate credit on your 2021 federal income tax return." It even say if you didn't get the total stated in the letter that you must file a tax return in order to claim it.
The IRS does not make deposits in our accounts. Being self-employed, I simply apply any overpayment to the first installment of the next year. At any rate, none of our accounts recorded an input of 1400 or 2800 through the entire year.
I operate a business, I do get letters and notices from government entities. I can tell the difference between them and junk mail. I do not throw away letters from the Department of Treasury/IRS without opening them. I do not throw away mail addressed to my spouse. We each received and kept our 6475 letters.
I don't accept Turbotax's and your presumption that everyone who got a 6475 has already had their payment deposited or mailed. For those of us who didn't, but rather were expected to claim the credit on our income tax return, I have one last word of advice: If Turbotax asks you if the amount you are entitled to matches the amount on your 6475, answer NO. It's the only way I know of that Turbotax will allow you to enter the credit on your return. If you answer YES, your claim for credit magically disappears and you will lose your ARRA payment.
