IRS publication 936 says that you may deduct mortgage interest on the delayed financing if you buy your home within 90 days before or after the date you take out the mortgage. An example of this is that You bought your main home on June 3 for $175,000. You paid for the home with cash you got from the sale of your old home. On July 15, you took out a mortgage of $150,000 secured by your main home. You used the $150,000 to invest in stocks. You can treat the mortgage as taken out to buy your home because you bought the home within 90 days before you took out the mortgage. The entire mortgage qualifies as home acquisition debt because it wasn't more than the home's cost
The interest is fully deductible in this case. i hope this helps.
@toknowwhy41
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