I have tried to find the answer to this but all articles only refer to the fact that you can't include premiums for months where you were eligible for coverage by you or your spouse employer.
What I am trying to understand is whether or not I can include the health insurance premiums for the months of the year PRIOR to starting my self employment business.
Here is the specific scenario I am trying to understand:
1.) Laid off in February 2021.
2.) No employer, not eligible for health insurance by employer. Purchase health insurance directly through carrier (e.g. Blueshield / Kaiser). Paid health insurance premiums for myself and family during months of April, May, June, July, Aug.
3.) Started self employment business in September of 2021 and continue through December 2021.
So in TurboTax in the Income & Expenses -> Self Employment Income & Expenses -> "Line of work" -> Expenses section. I am trying to include the health Insurance premiums.
But I'm just not sure if I'm eligible to include the health insurance premiums I incurred during the months of April to August, because at that point in time, I was simply unemployed and looking for work. I had not yet started taking on clients and earning self employment income. Does this matter? Can I include the health insurance premiums or not? e.g. If the answer is no, I guess I can only include premiums that were paid between Sep and December (as those were the months I was earning income and self employed)?
