@DianeW777
If I don't select the 'Co-own' option, how should I proceed with the Turbotax questionnaire? I am filing Married Filing Separately (for student loan purposes) and Publication 936 doesn't have any explicit guidelines for my case. I only see a section in Pub 936 talking about co-owning with another person (other than your spouse if you're filing jointly).
Do the following steps make sense?
1. Select None of these apply under Do any of these uncommon situations apply to your loan...?
2. Under Details from your 1098, enter half the amount for the Principal, Mortgage interest, and Real estate taxes and check the box that says The interest amount I entered is different than what's shown on my 1098
3. Select Primary Home for What kind of property is this loan secured by?
4. Provide explanation that it is split 50/50 for MFS under Tell us why your 1098 is different.
Does this really make a difference since we're taking the Standard Deduction? Looking at our 2020 Tax Returns, there's no section in the Home Mortgage Interest Worksheet for explanations. Everything was just split in half and I believe the questionnaire was simpler last year.
