I think Turbotax needs an override because I read the IRS instructions for form 8889 (multiple times). Whether or not my spouse is over 55 is irrelevant according to the IRS instructions, but she is. We are married filing jointly. I have an HSA. My employer funded the HSA with $8200 (as stated on my w2). We have a family HDHP. I am over 55. We're not enrolled in medical care. The yearly contribution limit is $7200 plus a $1,000 catch up contribution. My wife does not have an HSA. I did not make any personal contributions.
Line 3 should contain $7200. It does. Line 7 should contain $1,000. It does not. Turbotax is saying I have excess contributions. I don't. When I override line 7 manually, Turbotax won't let me file electronically.
The example for line 7 in the IRS instructions is an example of married, 55+, with a family HDHP and a wife who either does not have an HSA, or it does not matter if she has an HSA.
