My brother-in-law passed away in December, 2020, and my husband was the designated beneficiary on his employer sponsored HSA account. The full amount that was in the account was distributed to us in 2021. I have contacted the plan to get a 1099, as a non-spousal distribution from an HSA is taxable income to the recipient. When I call in, everyone I talk to agrees that there should have been a 1099 issued - my guess is 1099-SA. They escalate our question to research, and in two or three days I get a secure email saying there are no tax documents for the account. I've done this three times now. Should I just go ahead and report the distribution as if we did get a 1099-SA?
