I refinanced 2 loans (main mortgage and a heloc used to help buy the home) into 1 loan in 2021 (ill call this loan 2). Then this loan was sold to another lender (loan 3), which they then sold to another lender (loan 4). I have five 1098s. Loan 2 has a different origination date than loan 3 and 4. 3 and 4 use the closing date, and loan 2 uses the funded date. Neither will change their forms.
Question 1: Which date do I enter as my origination date to keep this consistent across in turbotax? Is it okay to enter one date despite differences across the 1098s?
Question 2. Can I just enter all five 1098s and answer the questions or do I need to combine any of them or apply any special treatments?
Question 3. I paid points for the refinance (loan 2). But these points aren't listed on loan 3 or 4 1098s. When I go through the questions for loan 3 and 4, why does turbotax ask me "Did you pay points in 2021 when you took out the loan?"... If I say yes then loan 2, 3, AND 4 have points (counted thrice).
Thank you so much!
