I revised my earlier answer after doing more research. My question to you is, did you pay $30,000 total in Health care insurance premiums and you are trying to claim a $15K deduction for your business and $15K from your pension? If so, you can only deduct a maximum of $3000 from your retirement pension as a retired Public Safety Officer.
As far as contributing to the Roth, you may consider only deducting the amount of your premiums that reduce your taxable compensation to the minimum contribution limits. In this case, if you contribute $7000 for yourself and your wife, you may wish to report $14,000 as net income for the year so that you can contribute to your Roth, without penalties.
@Tjl925
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