Excess HSA Contribution in 2021 and 2020.

2019, 2020 and 2021. I contributed to an HSA.  My contribution each year was under the maximum allowable for a family. I turned 55 in 2019. My contributions below. 

2019 $6,782.45... allowable $8000 paid no excessive 

2020 $8,099.75... allowable $8100 paid 6% on $8100

2021 $8,199.58... allowable $8200 paid 6% on $8200

My wife didn't have or contribute to a HDHC Plan for any of these years. She always uses my health insurance.  Why am I being charged the 6%? 

It's almost like the TurboTax program is picking up the $8100 twice because I only entered $8100 once when I entered my w2.