Your response works sometimes. If you receive a 1099 for an IRA distribution and all of it was for a QCD, then you will be fine. The question is asked and you say yes. If you get a 1099 that has a combination of regular and QCD distributions, however, there is a problem. With a yes/no question being asked, there does not seem to be a way to split your contributions. That is why I had to force mine into the form itself.
