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Over-contributed to HSA?
I have family HDHP coverage. Part-way through the year, my wife signed herself (only) up for Direct Primary Care (DPC). That makes her ineligible for HSA.
I'm employed. She's not. I have an HSA. She doesn't. We are not withdrawing anything from our HSA this year.
I have read that my contribution limit is not affected by other family members HSA-eligibility, so long as I have HDHP coverage. Is that accurate? Can someone provide a definitive reference (because I just found it on a random web site.)
Can I still make the maximum family *contribution* to my HSA? Why?
March 24, 2022
12:42 PM