We are assuming our joint income (from filing married filing jointly in 2020) was too high for the stimulus payment - i did not receive it. But when we file married filing separately for 2021 it says I am eligible for the credit since my individual income qualifies me. I just want to make sure the IRS won’t take the credit away because then we would owe $500+stimulus money instead of just owing $500. And we are better off filing married jointly in 2021 where we owe $600.
