OK - just to confirm, the return is good the the way it is - all I have to do is actually make the excess contribution withdrawal (which I will do today)? With regard to Schedule A - yes I always enter total medical expense in the worksheet and then let TT net our the HSA disbursement. For next year, should I expect to receive two 1099-SAs - one for the normal distribution and one for the excess contribution? Thanks again for all the help - sorry for all the confusion. One other question out of curiosity - since the HSA is not funded through an employer where the contributions would show up in a W2, how does the IRS know how much I contribute directly into the HSA?
