@MaryK4 Thank you for your response. On the deduction page it asks for Cost Basis. On our final insurance letter they used two numbers. Replacement Cost and Actual Cash Value. Do I use 1) Cost Basis, how much we paid for all our items, the 2) Replacement Cost, what it would cost to replace plus sales tax, or 3) do we use the Actual Cash Value, the value of the items plus sales tax minus depreciation?
