Deductions & credits


@sonzoil wrote:

So again form 8606 is something I would have generated, and not something sent by the plan administrator for the IRA?


Correct.  If you made a contribution to a traditional IRA, and chose not to take the tax deduction, or were unable to take the tax deduction due to your income or other limitations, you would generate a form 8606 as part of your tax return.