For additional context, I have purchased coverage thru the CA marketplace for my wife and son. While my wife is offered coverage by her employer, this is exorbitantly priced and so I chose to buy coverage at the marketplace. The 1095 that I have received only covers my wife and son but I have no way of entering this info on any turbotax screen. Instead, after entering what info I can ( policy number and pricing for each month), I am presented with a screen that says that I have qualified for the premium tax credit and this automatically applied to my taxes. My understanding is that because my wife has been offered coverage through her employer, we do not qualify for the premium tax credit.
I would be ecstatic if somebody could authoritatively that I am wrong about the eligibility requirement.
