RobertB4444
Expert Alumni

Deductions & credits

It is always possible to choose a mortgage as unsecured - you just decide it and it's done.  Getting it reinstated is the hard part.

 

A request for permission from the IRS is submitted in writing to the local office where your tax return is submitted.   There is always a risk that they will reject it (although not a big risk in this case).   These days the bigger risk is that they won't process it for an extended period.

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