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Deductions & credits
Yes, you can choose to use the standard deduction instead of itemizing. You are not required to itemize deductions.
For simplicity, just do not enter the information from your Form 1098 for your mortgage interest since you do not intend to use it as part of your return. There will be no red flags from the IRS for not reporting a possible itemized deduction.
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March 7, 2022
6:41 AM