Hello,
I generally always take the standard deduction and planned on doing the same this year. I don’t save receipts because I don’t qualify to itemize for at least the past four years but may have been able to with this years interest but my total is not much more then the married filed jointly standard deduction. Can I just continue to take the standard deduction this year and not worry about this or itemize using the 1098 for simplicity? I have a lot of things going on now in my life and are trying to do my return as simple but correctly as possible. Will there be any red flags with the IRS if I choose not to itemize and use my 1098 cause I know they receive this form also? Thanks for your expertise!
