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Deductions & credits
leave the money in a pay a 6% penalty each year based on the lower of the excess ot HSA year end value.
make a nonqualified distribution - income taxes and 20% penalty.
pay medical expenses to reduce balance in a/c but see the first line
make less on a current year contribution so the prior excess and the current year contribution does not exceed your max
March 4, 2022
12:49 PM