Turbo Tax is telling me I can take a $7000 traditional IRA and get a deduction (I have no income other than Social Security and investments). I am retired (68) with no income. My husband is not retired (62) and we file jointly. I am not sure Turbo Tax is correct. I did find one article that said I could still do the tradition IRA because we are filing jointly, but want to be sure. I believe my husband maxed out his contribution with a Simple Plan.
