You either withdraw the excess for 2021 now (but your HSA will lose the amount of the excess for 2022 and since you are at the limit for 2022, you can't contribute more), or carry over the excess to 2022, pay no penalty, and create a new excess in 2022 because between the carry over and the max you have already contributed, you will create a new excess in 2022. Your choice.
If you don't have to have the full amount of the HSA for 2022, the first option is cleaner.
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