I max out my 2022 limit through payroll deductions. Last week I got excited about being able to invest in my BofA HSA investment account, so I added $1350 in cash to the mutual fund investment option in the HSA. I then realized this morning that I may have screwed up as I remembered the $7300 limit that I will hit through payroll deductions. It sounds as if I pull the the $1350 and any earnings out before April 2023, I should be fine other than needing to report any earnings as income? (Although I doubt any earnings will be much more than a few dollars this year). Basically, I just don't want to get hit with any type of penalty for going over $7300...although the $1350 that I will be going over isn't included as non-taxable deductions from payroll as it was cash outside of payroll deductions. Thanks for the help everyone...this is a tricky one that I couldn't find the answer to anywhere!
