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Deductions & credits
Yes, no 6% penalty.
If you can document that $200, then no penalty for the distribution, either.
You only thing you haven't done is arranged for the withdrawal of the earnings on the excess that you miswithdrew. I.E., had you told them it was a withdrawal of excess contributions, then the HSA custodian would have calculated the earnings and put them on that 1099-SA you got. But at this point, no one knows what your earnings were and Fidelity is not going to tell you.
So document everything and take some satisfaction that you did what you could.
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‎February 22, 2022
2:21 PM