Deductions & credits

No matter what else, the overall family limit is $7300 split between you and your spouse.  You can't go over that unless you are over age 50 and use the catch-up provision.  How you split the $7300 between you is what I will discuss next.

 

Your question is very unclear.  I will assume the following:

1. You have a self-only HDHP that is HSA-eligible.  You also provide dental and vision for your family.

2. Your spouse has a family HDHP that is HSA-eligible.  

 

If this is the case, then your personal limit is $3650, your spouse's personal limit is $7300, and your overall combined limit is also $7300.  So if you contribute $3650, then your spouse's maximum is also $3650.  If you contributed only $2000, your spouse could contribute $5300.  And so on. 

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