I changed husband's Medicare months to January thru December, and now TT says his maximum contribution limit is $0.
I continued to my HSA, where I had HDHP family plan for Jan thru Sept and self-only for Oct thru Dec. TT says my max contribution is $7300. Should I believe that number (just wondering since you said TT doesn't handle family HDHP well)?
Continuing the HSA interview, said "no" to overfunding in 2020.
Now TT says husband has excess contribution of $1600. This still does not seem correct. Husband's 2021 1099-SA says gross distribution of $2120 is excess (code 2). This breaks down to $1600 from employer and $500 of his own funds (and $20 of earnings). I was expecting TT to say the excess contribution is $2100 or $2120. Does this discrepancy have something to do with the earlier interview question about "excess contribution deducted from your wages?" MarilynG1 advised saying "YES your HSA contribution was made by your employer and deducted from wages on W-2." So I did say "yes". However, only $1600 of the $2100 was made by husband's employer. The remaining $500 contribution was made directly to the HSA by husband (not a payroll deduction). It doesn't seem like I can correctly answer "yes" or "no" to this question What's the best way to answer? Thanks.
@BillM223
