mwaltz1
Returning Member

HSA contributions - split over multiple accounts

I contributed $7,200 total to HSA's.

 

$5,400 to my HSA tied to a family HDHP through August.

$1,250 to my HSA for single coverage Sept - Dec.

$550 to spouse's HSA for single coverage Sept - Dec.

 

Turbotax is telling me I contributed $650 too much into my HSA, but shows both accounts could contribute $6,000.

(This is incorrect accounting to this post that says I can contribute any amount to either account, as long as I don't go over the maximum - https://ttlc.intuit.com/community/health-care/help/why-am-i-showing-an-excess-hsa-contribution/00/26...)

 

Turbotax allows me to withdraw the surplus $650.

If I select this option, all is fine according to Turbotax, but I then didn't contribute my $7,200 maximum.

If I chose to withdraw the $650 and increase the contribution on my spouse's account, which in theory should correct what turbotax is seeing as an over contribution, it then says I contributed $1,300 too much.

 

Does anyone have any ideas how to correct this?