I have three mortgages. A first and second for the original purchase (no cash out) and the new mortgage. The first and second on the original are a $0 balance as of 1/1/2022. The balance on the the new mortgage is over the threshold. Is there a work around or do I need to wait on TT? It's after the 2/17 so I'm not sure if I'm just stuck or if there is a way to file.
