I withdrew just under the max amount of $10000.00 for Catholic School tuition in 2021. I was the "recipient" of the payment and she is the "beneficiary". Turbo Tax is taxing the distribution in the amount of $472.00. If I change the recipient to my daughter, I'm not taxed. However, I cant do that because its contrary to the 10-99Q. It shouldn't matter since I am the account owner, the distribution should not be taxed, correct? What am i missing here? Has anyone else seen this? Thank you in advance.
