Thank you for your thoughtful reply. I have a follow-up question. I thought that there was an exception for Grandparents providing childcare for their grandchildren. When I filed my 2020 taxes with turbo tax I listed it as other earned income "grandmother babysitting grandchild HSH" and turbo tax included it on line 8 of the 1040 as wages. So I did not show it as self employment income nor did I pay SS taxes. I don't have a business. I just babysit my own grandchildren in the home in which we all live. If I don't pay self employment taxes on this income does it preclude it from being included in a roth contribution? and earned income credit?
