This is an edit to my previous post made. I apologize for your frustration and I will address your original question on the way it was intended assuming my interpretation is correct. To answer your original question, I referenced the following Turbo Tax link.
To determine the contribution limit, the income used to determine the limit is Modified Adjusted Gross Income (MAGI). Your AGI calculation is defined in the link above as total income minus adjustments. The adjustments are listed in the link and the amount is listed on Line 11 of your 1040.
Now your MAGI is not listed on your 1040 but is used in a variety of calculations. Most notable are determining your income limit for contributing to certain retirement plans. Most the time, the AGI and MAGI are the same but in rare instances, it isn't. Magi includes the following add backs to AGI such as:
- Student loan interest
- One-half of self-employment tax
- Qualified tuition expenses
- Tuition and fees deduction
- Passive loss or passive income
- IRA contributions
- Non-taxable social security payments
- The exclusion for income from U.S. savings bonds
- Foreign earned income exclusion
- Foreign housing exclusion or deduction
- The exclusion under 137 for adoption expenses
- Rental losses
- Any overall loss from a publicly traded partnership
If you have any of these, then your contribution to your retirement plan maybe further restricted. If not, then your AGI and MAGI is the same.
[ Edited 02/21/22| PST]
@mrtk31
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