That is how I was set up initially. HSA selected for myself, none for the wife. Next page I can select HDHP and family plan for myself, then answer a few more questions. When I get to the page for my wife, it says coverage has lapsed and the only options I get are 'coverage lapsed due to disability' or 'coverage lapsed for another reason'
When I go back now and select 'none' for the wife, it goes through all of my questions and never asks about her coverage.
