KrisD15
Expert Alumni

Deductions & credits

Yes, that is fine. Claim the interest on the 1098.

No one else paid your interest. 

 

"If borrowers were current or less than 30 days delinquent as of March 1, 2020, they may be entitled to this option. A partial claim is a zero interest, no fee, junior lien on the borrower’s property that will become payable when the borrower sells their home, pays off their mortgage, or their mortgage otherwise terminates."

HUD link

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