Hurricane IDA - Losses and Deductibility

I have been trying to find an answer to my questions but up until now have been unable to.

 

Hurricane Ida caused more than an insignificant amount of damage to our home - we needed a new roof, fence, and almost a total replacement to our gutters/soffit/fascia and downspouts. After that, we had some minor repairs we need to take care of.

 

My first question is that I think I remember reading somewhere that I can take the standard deduction and then ON TOP OF THAT add my casualty loss (form 4684) that was not reimbursed by insurance. What are the steps I need to follow in order to do this if, in fact, my memory is correct? My policy has a 5% hurricane deductible so it is not an insignificant amount of money.

 

In addition to the casualty loss sustained, I am wondering if we may deduct the loss of use of our home that was not reimbursed by our homeowners' insurance policy? If this is deductible, where would this be entered?