Deductions & credits

Go back though the 1098 questions again and make sure you answered everything correctly in order to deduct the points this year.   Check the origination and acquisition dates.  Make sure you indicated that the property was secured.   

To deduct 100% of your 2021 points on this tax return, you must check the box "This is a new loan on which I paid points (origination fees) in 2021" and the box "I bought or improved my main home with this loan in 2021."