Deductions & credits

Thank you. I think I finally understand. I simulated the situation as if I did not get anything early and my return would have been $1500 more. So that's what I kind of incorrectly called "paying it back." Basically the only thing that has changed is that we got the money earlier than we would normally which would be on the tax return. 

If you hated taxes and doing tax return as I do you would understand why this is such a problem for me. ðŸ˜€