Here are the details:
2018 W-2 Line 12 W: $1,470
2017 W-2 Line 12 W: $450.25
2018 1099-SA Gross Distribution: $1,723.85
2017 1099-SA Gross Distribution: $171.76
My deductible is $1,800 (self) and out-of-pocket max is $3,000.
I have only made contributions through my employer (automatic deduction from payroll) and I have taken distributions for qualified medical expenses. I do not have a Form 5329 on my 2017 tax return.
My questions are:
1) Do I have a high-deductible health plan?
2) How could my HSA be overfunded?
Thank you!
