Deductions & credits

What do you mean by "deduct all of the remaining points from the 2020 refinance"?

 

Does this mean that I will put down the exact dollar amount within my 2021 Tax return for the amount that I paid in points for the 2020 refinance?

 

"And then amortize the 2021 refinance points over the life of the loan."

 

Does this mean that I will put down the exact dollar amount within my 2022 Tax return for the amount that I paid in points for the 2021 refinance?

 

Please clarify.