No, there were no excess contributions. They were made with after-tax dollars directly from our bank account because our employers don't offer HSA's. I've gone over it and over it and I swear I've entered everything correctly in the software. When I enter mine, the tax owed drops, but then I enter my spouse's and it goes up. I called customer support and they said I'd need to upgrade to speak with a CPA but I don't think it's really a tax problem. I think it's a software problem. While I was on hold for customer support, I played around with the numbers to see what would have happened if we'd given more - still not maxing out though - and the tax owed TRIPLED. This just isn't correct. I've had enough frustration from doing it over and over on Turbotax trying to make it work, so I've hired a competent CPA I know t to do my return.
