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Deductions & credits
Yes, if your house is paid off, a refinance can be to take cash out. Did the bank give you a fixed monthly amount to pay (mortgage loan refinance) or do you just have to pay the interest every month (HELOC)? You can check your paper work that you got from the bank. It should state whether it's a HELOC. If you are still unsure, call the bank.
‎June 1, 2019
8:21 AM