@natural-52 wrote:
I have same issue and I understand that 2021 tax code had added the mortgage insurance premium?
MIP or PMI is allowed for 2021, subject to an income restriction of $100,000 for most taxpayers and $50,000 for married filing separately. You can deduct monthly premiums listed on your 1098 (if you pay a monthly premium) and you can deduct an amortized amount of any lump sum to paid at the closing, as long as it is less than 84 months since the closing.
