Hal_Al
Level 15

Deductions & credits

What was the date on the checks?

Did you get a 2020 1099-R for the QCD distribution?

What date does your year end IRA account statement say the funds came out of your account?

 

Q.   Do I recognize these QCDs on my 2020 or 2021 tax returns?

Simple answer: whatever year the 1099-R was issued for. 

 

 

But you may have a bigger question: did you meet your 2020 RMD requirement (not applicable if you were under 72, and over 70.5)? 

"For a QCD to count towards your current year's RMD, the funds must come out of your IRA by your RMD deadline, generally December 31."  Reference: https://www.fidelity.com/building-savings/learn-about-iras/required-minimum-distributions/qcds