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Deductions & credits
Yes, you can use 529 plan money to pay for off campus food.
As long as the student is enrolled at least half time, the IRS will approve room and board expenses for off-campus housing. However, those expenses must not exceed the room and board allowance included in the "cost of attendance"*, as determined by the college or university.
The amount allowable for room and board costs is available from the school's financial aid or admissions office, and it can often be found online.
Reference: https://www.usnews.com/education/best-colleges/paying-for-college/articles/2015/06/17/4-common-quest....
*"cost of attendance" is essentially the amount the school awards in full scholarships
‎October 26, 2020
4:31 PM