Market place insurance tax credit and capital gains

I have sold my primary residence property this month  on 21st Dec 2021 and made capital gain but less than partial exclusion allowed limit (partital exclusion was becasue of we lived there for more than 24 months before we sold and also moved to texas  from california due to job change of one of the owner. We are joint filers (me and my spouse , my son and his spouse ) all living in the same residence and joint owners. Will this income be included as income for Advance Tax Premium Credit and my annual income is less than $26000. When I called healthcare.gov their representative told me since this capital gain is less than allowed limit, no need to report. Can you please check and confirm if this is correct?

 

Thanks in advance

Venkatraman