A new update was issued on 12/22/21, and the mortgage interest deduction calculation is still wrong. The Step-by-Step screen prompts whether the 1098 is the most recent. If "Yes" is checked on the screen, since it's an original loan, the Home Mortgage Interest Limitation Smart Worksheet - A line 2 gets set to "Yes" that the loan was refinanced when it wasn't. With Yes checked, the total interest and points are transferred to Schedule A generating an incorrect $600 refund. When I manually change A line 2 to "No", it generates the Deductible Home Mortgage Interest Worksheet and calculates an interest limitation but ignores the points paid and transfers the wrong amount to Schedule A. The refund changes by $1600 to $1000 owed. If I manually check that the points paid were not on the 1098 but on the HUD-1, then the calculation changes again to $619 owed.
