@AmeliesUncle wrote:
But as we were discussing above, it is suspicious if your employer does not offer an HSA option. If your employer doesn't offer an HSA, you should research if the High Deductible Health Plan actually does qualify for an HSA, or if there is something about it that would disqualify the HSA.
I'm a lot less worried about this than you are. One simple explanation would be that funds left over in the FSA accounts are forfeited to the employer (or the plan administrator), but money in an HSA is the employee's forever. The employer may not want to give up the extra profit from employees failing to use their FSA money.
